Terms and Conditions

1.1 Legal Compliance

You agree to comply with all applicable laws, regulations, and ordinances when using our website and services. This includes, but is not limited to:

• • Privacy and data protection laws in your jurisdiction
• • Laws governing electronic communications and transactions
• • Export control and economic sanctions regulations
• • Intellectual property and copyright laws

1.2 Prohibited Conduct

You expressly agree not to engage in any of the following activities:

1.3 Content Standards

Any content you submit through our services, including contact forms, must be accurate, lawful, and not offensive or harmful to others. You are solely responsible for all content you provide and must ensure you have the right to share such content with us.

1.4 Indemnification

You agree to indemnify, defend, and hold harmless Anchor Theorem, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from your violation of these Terms, your use of our services, or your violation of any rights of third parties.

3.1 Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Victoria, Australia, without giving effect to any principles of conflicts of law. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

3.2 Jurisdiction and Venue

You irrevocably consent to the exclusive jurisdiction and venue of the courts located in Melbourne, Victoria, Australia, for all disputes arising out of or relating to these Terms or the use of our services. You waive any objection to jurisdiction and venue in such courts.

3.3 Dispute Resolution Process

Before initiating any formal legal proceedings, you agree to:

1. 1.

   Informal Resolution

   Contact us in writing to describe the dispute and seek an informal resolution. We will respond within 30 days.

2. 2.

   Mediation

   If informal resolution is unsuccessful, both parties agree to attempt mediation with a mutually agreed mediator before pursuing litigation.

3. 3.

   Litigation

   Only after exhausting informal resolution and mediation may either party pursue formal legal proceedings in the courts specified above.

3.4 Class Action Waiver

To the extent permitted by law, you agree to bring claims against us only in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. You waive any right to participate in a class action or class-wide arbitration against us.

3.5 Time Limitation on Claims

Any claim or cause of action arising out of or related to use of our services or these Terms must be filed within one year after the claim or cause of action arose, or such claim or cause of action shall be forever barred, regardless of any statute or law to the contrary.

4.1 Entire Agreement

These Terms, together with our Privacy Policy and any separate service agreements you enter into with us, constitute the entire agreement between you and Anchor Theorem regarding use of our services and supersede all prior agreements and understandings.

4.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid or unenforceable provision shall be replaced with a valid, enforceable provision that most closely matches the intent of the original provision.

4.3 Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

4.4 Assignment

You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms and our rights without restriction. Any attempted assignment in violation of this section shall be void.

4.5 Force Majeure

We shall not be liable for any failure or delay in performance of our obligations under these Terms due to causes beyond our reasonable control, including acts of God, war, terrorism, riots, natural disasters, pandemics, governmental actions, internet service failures, or other events outside our control.

4.6 Relationship of Parties

Nothing in these Terms creates any agency, partnership, joint venture, employment, or franchise relationship between you and Anchor Theorem. You have no authority to bind us in any respect whatsoever.

4.7 Survival

All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity obligations, and limitations of liability.

4.8 Amendments

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on our website with a new "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.